Personal Flood Insurance

Flood damage is typically not covered by homeowners insurance and often requires a separate policy. It is important to know that flood insurance is not just for homes in high-risk areas. According to the Federal Emergency Management Agency (FEMA), ALL 50 states have experienced floods or flash floods in the past five years. Of that, more than 20 percent of claims have come from moderate to low-risk regions. Every home is in a flood zone!

Flooding occurs more often than tornadoes, earthquakes or hurricanes. According to the National Flood Insurance Program (NFIP), even one inch of water in your home can cause up to $7,800 of damage.

Newly issued flood policies could have a waiting period of up to 30 days. At Acentria Insurance, we are able to provide coverage through the NFIP and several private markets. Let our team of professionals decide on the best option to protect your home.

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