Thought Leadership
Why Uninsured Motorist (UM/UIM) Coverage Is Worth It
Car insurance is more than just a legal requirement—it’s a financial safety net. Most states require drivers to carry auto liability insurance, which helps cover
Why Your Business Needs Commercial Umbrella Insurance
In today’s world, lawsuits are more common—and more expensive—than ever. A single liability claim can quickly spiral into millions of dollars in damages, often exceeding
How to Choose the Right Life Insurance Policy for You
Life insurance is more than just a financial product—it’s a promise to protect the people who matter most. The right policy can help your loved
The Growing Risk of AI Phishing Attacks for Businesses
Phishing attacks, in which cybercriminals trick users into revealing sensitive information or installing malware, have long posed serious risks to businesses. But now, with the
Insurance After Divorce: Navigating Coverage Changes
Divorce is never easy—emotionally, legally, or financially. Amid the whirlwind of paperwork and decisions, one area that’s often overlooked is insurance. Yet, failing to update or
Understanding Medicare Supplement Plans
As healthcare costs continue to rise, many seniors are turning to a Medicare Supplement Plan—also known as Medigap—to help manage out-of-pocket expenses not covered by
Medicare Enrollment Basics: What You Need to Know
When it comes to Medicare, understanding your enrollment options can make a significant difference in your health coverage and your wallet. Whether you’re turning 65
Insuring for Rebuild, Not Resale: Why Replacement Cost Coverage Is a Must for Luxury Homes
Many high-net-worth homeowners assume insuring their luxury property at its market value is sufficient protection. But when disaster strikes, that misconception can leave these homeowners
What You Need to Know About RV Insurance
Recreational vehicles (RVs), including campers, motorhomes and fifth-wheel trailers, can face many of the same risks as everyday cars. However, their larger size, higher value
Understanding Your Homeowners Insurance: Why Insurance-to-Value Matters More Than Ever
Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from
Requirements for Direct Damage Coverage Under Commercial Property Insurance
Commercial property insurance is an essential policy for any organization. It provides much-needed indemnity following the damage or destruction of an organization’s property due to
Flooding Happens Everywhere: Why Flood Insurance Matters
Flooding is one of the most frequent and costly natural disasters in the United States, according to the Federal Emergency Management Agency (FEMA). What makes
