Thought Leadership

What You Need to Know About RV Insurance
Recreational vehicles (RVs), including campers, motorhomes and fifth-wheel trailers, can face many of the same risks as everyday cars. However, their larger size, higher value

Understanding Your Homeowners Insurance: Why Insurance-to-Value Matters More Than Ever
Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from

Requirements for Direct Damage Coverage Under Commercial Property Insurance
Commercial property insurance is an essential policy for any organization. It provides much-needed indemnity following the damage or destruction of an organization’s property due to

Flooding Happens Everywhere: Why Flood Insurance Matters
Flooding is one of the most frequent and costly natural disasters in the United States, according to the Federal Emergency Management Agency (FEMA). What makes

Essential Tips for What to Do After a Hurricane
With hurricane season in full swing, knowing what to do after a hurricane is essential. The immediate aftermath can be overwhelming and knowing where to

Summer Sun Safety Tips
As the temperatures rise and the days grow longer, summer invites us to enjoy the outdoors, whether it’s at the beach, a backyard barbecue, or

Simple Mold Prevention Tips for a Healthier Home
Molds are organisms that break down animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows

Cyber Liability: Deepfakes Explained
Deepfake technology is no longer science fiction—it’s a real and growing threat to businesses. From impersonated executives to fake product announcements, they can cost companies

Understanding Contractual Risk Transfer for Landlords
When leasing a property, implementing a risk management plan is essential for landlords to reduce their potential losses. One method is contractual risk transfer, a

Sleep Hygiene Tips: Simple Changes for a Restful Night’s Sleep
For those with packed schedules, long days or a lack of routine, prioritizing sleep may feel daunting. Fortunately, focusing on your sleeping environment, habits and

Dog Bite Liability Insurance and Prevention Tips
Sharing your home with dogs can be a delightful and rewarding experience, often providing you and your family with company and comfort while encouraging you

Debunking 5 Common Cybersecurity Myths
Also known as IT security, cybersecurity refers to the act of safeguarding internet-connected systems, critical data and other digital assets from potential cyberthreats—threats that may