Owner Operator Truck Insurance


Owner-Operated Truck

Let's keep you safe and focused on the important aspects of your business

Owner Operated Truck Insurance

With trucking being the backbone of your business, it is important to understand the exact coverage that you need in your policy. As you seek owner-operator truck insurance, we work for you in incorporating well-designed insurance policies suited to your individual needs. The goal of our service is to aid you in being informed and knowledgeable about the process. Lastly, you will be confident in knowing that Acentria Insurance is a company with strong core values, therefore, our agents put you and your business first. We know which coverage is appropriate for the success and longevity of your business.

There are different coverages provided for owner-operators under permanent lease, and owner-operators with their own operating authority.

Owner-operator insurance coverage when under permanent lease:

  • Non-trucking Liability
  • Occupational Accident

Owner-operator insurance coverage for individual operating authority:

  • Auto Liability
  • Cargo Insurance
  • General Liability Insurance
  • New Venture Insurance
  • Physical Damage Coverage

What is the cost of owner-operator insurance?

The cost of your policy is dependent on several factors. The factors include: business type, vehicle, location, coverage, driving history and radius of operation.

Are there requirements for owner-operator insurance?

Yes. It is imperative to know that the FMCSA (Federal Motor Carrier Safety Administration) and state laws have owner-operator insurance requirements. The requirements will have to be met prior to you beginning to work.

Contact us before you get ready to hit the road, so we can make sure that you have the proper coverages to meet the necessary requirements for owner-operator insurance.

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