With hurricane season in full swing, knowing what to do after a hurricane is essential. The immediate aftermath can be overwhelming and knowing where to turn is difficult. At Acentria Insurance, we’re here to help guide you through the aftermath with care and clarity. The following guidance outlines some need-to-know information to help you navigate recovery.
What to Do After a Hurricane to Stay Safe, Protect Your Property, and Start Recovery
Insurance Tips
- Contact your insurance provider immediately to begin the claims process. Ask what to expect and note any filing deadlines or required documentation.
- Discuss temporary relocation coverage and cash advances for living expenses. Maintain a record of expenses incurred (e.g., hotel bills and pet boarding) and keep receipts.
- Talk with your insurer before making permanent home repairs to ensure they don’t affect your claim.
- Itemize damaged possessions, remembering those in garages, vehicles and backyards. Estimate each item’s original and replacement costs and take photos where possible. Avoid discarding items until an insurance representative has assessed them for damage unless they’re hazardous.
Personal Safety Guidance
- Don’t return home until the authorities deem it safe to do so.
- When approaching your home, check for loose power lines and other hazardous debris. If you smell gas or hear a hissing noise, leave immediately and contact the fire department.
- Never touch electrical equipment if it’s wet or you’re standing in water. If it’s safe to do so, turn off the electricity at the main breaker or fuse box.
- Assess ceilings and floors for signs of sagging, which may indicate they’re waterlogged and vulnerable to collapse.
- When cleaning floodwater, assume it’s contaminated with mold and wear goggles, an N95 respirator, and protective gloves.
Weather Alerts
- National Oceanic and Atmospheric Administration Weather Radio: https://www.weather.gov/nwr
- National Weather Service (Understanding Tornado Alerts): https://www.weather.gov/safety/tornado-ww
Disaster Assistance Recovery Resources
- American Red Cross: 1-800-733-2767 or https://www.redcross.org/find-your-local-chapter.html
- Federal Emergency Management Agency (FEMA): 1-800-621-3362 or https://www.fema.gov/
- Salvation Army: 1-800-725-2769 or https://www.salvationarmyusa.org/usn/
- Disaster Distress Helpline: 1-800-985-5990 or https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
Knowing what to do after a hurricane can feel overwhelming, but our team at Acentria Insurance is here to support you every step of the way. If you’ve been affected or have questions about your coverage, contact us today.
